Financial Policy

Our dental patients appreciate knowing what their dental treatment will cost. Therefore, Dr. Swanson and his team will consult with you prior to treatment to formulate a written estimate and treatment plan. This will help you understand what your insurance coverage really means and what your financial responsibility will be before beginning treatment.

Richard C. Swanson, D.M.D., P.A. participates in select insurance plans. Although we try to anticipate deductibles, plan maximums, and other non-payment issues before you begin treatment, we are often unable to provide guaranteed insurance coverage in full. You are responsible for paying your portion, as well as any copays and deductibles at the time of service. Any questions you have regarding non-payment or less-than-expected coverage should be directed to your insurance provider.

If we are not in network for your insurance company, as a courtesy to our patients, we are happy to electronically process your insurance forms for you. However, we have no contract with the insurance company, and so it is your responsibility to pay for all services rendered at the time of service.

Richard C. Swanson, D.M.D., P.A. accepts cash, checks, Visa, Mastercard, and Discover as payment.

Richard C. Swanson, D.M.D., P.A. also offers affordable financing options through Care Credit Financial Services and The Lending Club. Care Credit and The Lending Club are a convenient low minimum monthly payment programs specifically designed to pay for dental care and elective treatment that is not covered by insurance. Financing allows you to take care of your dental needs now, instead of putting it off and allowing the problem to get worse and more costly later. The staff can make all the financial arrangements and applications in just minutes, while you wait in the office or you can do it at the convenience of your own home! For more information on Care Credit or The Lending Club click on the links below.

www.carecredit.com
www.lendingclub.com